Disclaimer

Information, not advice. Kotodama Finance publishes data, analysis, and context about financial systems for general information only. Nothing on this site is investment, financial, legal, or tax advice, nor a recommendation, offer, or solicitation to buy, sell, or hold any security or financial instrument. We explain how things work and what the figures mean; any decision you make from that understanding is your own.

No professional relationship. Using this site creates no advisory, fiduciary, or client relationship. Before acting on any financial matter, consult a professional qualified and licensed in your jurisdiction.

Sources and accuracy. Every figure we publish is drawn from primary sources and verified against the original document. Even so, source data can contain errors, be revised, or be superseded, and we do not warrant that any figure is complete, current, or free from error. We make no guarantee as to future results or outcomes of any kind.

No liability. To the fullest extent permitted by law, Kotodama Finance and its operators accept no liability for any loss or damage arising from the use of, or reliance on, anything published on this site.

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Language. This disclaimer is published in English. Should a translation be provided, the English version prevails until a translated version is designated as authoritative.